• Online Payday Loans: amounts range from $50 to $1,000
• Installment Loans: amounts range from $100-$3,000, depending on your state of residence
• Line of Credit: amounts range from $100 to $1,000 (membership fee with every billing statement applies as long as your account is open)
• Title loans: loans available for up to $25,000

Repayment terms and interest rates vary by state of residence. You should also know that there are no fees to apply, and you’re not obligated to accept any loan or line of credit offers if you’re approved.

To qualify for a loan or line of credit from Check Into Cash, you’ll need:

• To be 21 years or older (19 years or older in Alabama)
• To provide your Social Security Number
• A valid checking account that’s in your name (the application will request that you enter your routing and account number)
• A reliable source of income (the loan processor may ask that you provide a copy of your pay stub or other documentation that substantiates your earnings)

There are three ways to apply for a loan or line of credit from Check Into Cash:

• Online (online payday loans, installment loans, and lines of credit): Visit the website and click the “Get Started” button on the home page.
• In-store (cash advances): Visit one of their 700 locations and complete a paper application. If you’re approved, you’ll be asked to draft up a personal check for the amount you wish to have advanced to you (including any applicable fees) and leave it with the representative.
• In-store (title loans): Applications for title loans from Check Into Cash must be completed in-store as the customer service representative will need to retrieve a copy of the clear title to your vehicle. It is used (along with your income) to determine the loan amount you’ll be approved for.
• By phone: Call 877-262-CASH (2274) to speak to a live representative. They will walk through the application with you and record your responses/answers into the system. You will need to visit a physical location to provide any requested documentation and retrieve your loan proceeds. (confirm)

Regardless of how you apply, the decision-making process only takes 60 seconds or less. And upon approval, expect a call from a member of the Check Into Cash team to review the entries from your application to confirm they’re accurate.

They will also communicate additional information regarding the terms and conditions of the loan, along with any further actions you need to take so they can process your application and disburse funds. This usually includes providing additional documentation, like proof of income (i.e. pay stubs), bank statements, or a copy of your Social Security card (if applicable by law in your state of residence).

The time frames for loan disbursements are as follows:

• Online (online payday loans and installment loans): In most instances, you will receive loan proceeds within 24 hours or by the next business day as long as the loan application is approved and processed by 7:00 PM EST. However, banking holidays may delay the transfer of funds.
• In-store loans (cash advances): The same day once the loan application is approved, processed, and you’ve written a check for the loan amount (with fees) and handed it over to the customer service representative.
• In-store loans (title loans): You’ll receive the funds you need right away.

Customer support is available by phone using the following numbers:

• 877-262-2274 (general inquiries; in-store customers)
• 877-577-7977 (online customers)

You can also send an email to [email protected] or submit a written request to Check Into Cash, 201 Keith Street – 80, Cleveland, Tennessee, 37311.

If you initiated a loan request at one of the physical locations, feel free to stop by and speak with a team member for additional support. You can also visit one of their locations to learn more about the loan products.