Lenders in the CashUSA.com network offer personal loans ranging from $500 to $10,000. Their loans are designed to help you cover financial emergencies, both big and small. In addition, they are ideal for extended vacations, home renovations, and debt consolidation (if you need a lower rate than what you’re currently paying on your outstanding debt obligations).

Even better, interest rates are between 5.99 and 35.99%, which is substantially lower than what you’d find with payday, title, bad credit, or no credit check loans. The rate you receive is determined by your creditworthiness, lender, and state of residence.

And once the funds are disbursed into your account, you’ll have anywhere between 90 days and 72 months (or 6 years) to repay the loan in full. The lender may request that payments be remitted on a weekly, biweekly, or monthly basis.

Loans are also unsecured, which means you won’t ever have to put your personal assets at risk. If you’re having trouble making monthly payments, you can request a loan renewal or work with the lender to find a solution that works for both parties. But they won’t be able to seize your vehicle, home or any other valuable assets in your possession.

Interested in giving CashUSA.com a test drive? Confirm you meet the following minimum qualification criteria prior to moving forward:

• Be at least 18 years old
• U.S. citizen or permanent resident
• Have a verifiable source of after-tax income of $1,000 or more
• Possess an active checking account that you have ownership of
• Have a working home phone number, work phone number, and email address

As mentioned earlier, having less than perfect credit doesn’t mean your application will be thrown out right away. So, even if several other lenders have said no, you may get a yes with one of the lenders in the CashUSA.com network.

Complete the form found on the homepage to get started. Once you’ve entered all the requested information, can expect a response in as little as one minute.

If approved, you can review the offer and accept it directly from the CashUSA.com dashboard. But there’s a possibility the lender will request copies of documentation to prove your income, so be prepared to provide it as soon as possible. Otherwise, the processing of your application and disbursement of funds could be delayed.

You should also know that there is no obligation to accept the loan offers that are presented to you. This means you’re free to move on to another lender or apply at a later date to see if your options are more suitable.

The time frame in which your loan is disbursed will depend on the lender. However, most consumers who use the service receive funding in as little as one business day. And if there are lengthy delays, they are usually attributed to issues with your application or the documentation you submitted. Bank holidays can also impact funding windows.