CashNetUSA offers services in Alabama, Alaska, California, Delaware, Florida, Hawaii, Idaho, Illinois, Kansas, Lousiana, Maine, Maryland, Michigan, Minnesota, Mississippi, Nevada, New Mexico, North Dakota, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, Texas, Utah, Virginia, Washington, Wisconsin, and Wyoming. However, the products available vary by state.
Below is detailed information by loan type:
- Payday loans: $500 or less and are unsecured
- Online loans: up to $5,000 and are unsecured
- Installment loans: varies by state
- Lines of credit: up to $1,800 and are unsecured. They can remain open without incurring fees once the account reflects a zero balance.
Most loans are generally due on your next pay date, but longer repayment periods of up to 2 years may be available for higher loan amounts. For the latter, there is no prepayment penalty should you decide to pay the balance in full prior to the due date.
To view specific limits, interest rates, repayment periods, and fees for payday and installment loans by state use this tool found on their website.