{"id":359,"date":"2019-09-02T19:13:38","date_gmt":"2019-09-02T17:13:38","guid":{"rendered":"http:\/\/loanstar.com\/cz\/?p=359"},"modified":"2019-09-02T19:57:26","modified_gmt":"2019-09-02T17:57:26","slug":"zpusoby-financovani-noveho-auta","status":"publish","type":"post","link":"https:\/\/loanstar.com\/cz\/zpusoby-financovani-noveho-auta\/","title":{"rendered":"Zp\u016fsoby financov\u00e1n\u00ed nov\u00e9ho auta"},"content":{"rendered":"<p><b>M\u00e1 va\u0161e star\u00e9 auto dostate\u010dn\u011b najeto a pot\u0159ebovali byste koupit nov\u00e9? Nebo v\u00e1m jedno v rodin\u011b nesta\u010d\u00ed a chcete po\u0159\u00eddit je\u0161t\u011b jedno? Dnes se pod\u00edv\u00e1me na zp\u016fsoby, jak lze nov\u00e9 auto financovat. Detailn\u011bji si projdeme v\u00fdhody i nev\u00fdhody ka\u017ed\u00e9 mo\u017enosti. Rozhodnut\u00ed, jak vybrat to nejlep\u0161\u00ed financov\u00e1n\u00ed pr\u00e1v\u011b pro v\u00e1s, pak bude o n\u011bco jednodu\u0161\u0161\u00ed.<\/b><\/p>\n<p>A\u0165 u\u017e se rozhodnete pro n\u00e1kup nov\u00e9ho nebo ojet\u00e9ho vozu, v\u00a0obou p\u0159\u00edpadech se rovn\u00e1 o pom\u011brn\u011b <strong>velkou investici<\/strong> a z\u00e1sah do rodinn\u00e9ho rozpo\u010dtu. K rozhodov\u00e1n\u00ed proto p\u0159istupujte <strong>zodpov\u011bdn\u011b<\/strong>, nechte si dostate\u010dn\u00fd \u010das na rozhodov\u00e1n\u00ed, nechte si poradit od p\u0159\u00e1tel. A hlavn\u011b se ve v\u00fdb\u011bru neun\u00e1hlete! Nepromy\u0161len\u00e9 kroky by v\u00e1s mohly mrzet je\u0161t\u011b hezk\u00fdch p\u00e1r let. Ti \u0161\u0165astn\u011bj\u0161\u00ed z n\u00e1s mohou financovat n\u00e1kup auta rovnou v hotovosti. Ale co kdy\u017e tak velkou \u010d\u00e1stku zrovna nem\u00e1te k dispozici? Na \u010desk\u00e9m trhu existuje n\u011bkolik mo\u017enost\u00ed, kter\u00fdmi jde <strong>investice do nov\u00e9ho auta<\/strong> financovat. Nejprve si v\u0161ak polo\u017ete n\u00e1sleduj\u00edc\u00edch p\u00e1r ot\u00e1zek, kter\u00e9 m\u016f\u017eou pomoci v rozhodov\u00e1n\u00ed.<\/p>\n<ul>\n<li>Kupujete auto na firmu?<\/li>\n<li>Up\u0159ednost\u0148ujete v\u00fdslednou ni\u017e\u0161\u00ed cenu nebo komfortn\u011bj\u0161\u00ed \u0159e\u0161en\u00ed?<\/li>\n<li>Jak \u010dasto a na jak\u00e9 vzd\u00e1lenosti budete auto vyu\u017e\u00edvat?<\/li>\n<li>Po\u010d\u00edt\u00e1te s t\u00edm, \u017ee budete s autem jezdit alespo\u0148 10 let nebo chcete ka\u017ed\u00e9 2 roky novinku?<\/li>\n<\/ul>\n<div id=\"attachment_362\" style=\"width: 510px\" class=\"wp-caption aligncenter\"><img aria-describedby=\"caption-attachment-362\" decoding=\"async\" loading=\"lazy\" class=\"wp-image-362\" src=\"http:\/\/loanstar.com\/cz\/wp-content\/uploads\/sites\/4\/2019\/09\/Czech-2.jpg\" alt=\"\" width=\"500\" height=\"454\" srcset=\"https:\/\/loanstar.com\/cz\/wp-content\/uploads\/sites\/4\/2019\/09\/Czech-2.jpg 1000w, https:\/\/loanstar.com\/cz\/wp-content\/uploads\/sites\/4\/2019\/09\/Czech-2-300x272.jpg 300w, https:\/\/loanstar.com\/cz\/wp-content\/uploads\/sites\/4\/2019\/09\/Czech-2-768x697.jpg 768w, https:\/\/loanstar.com\/cz\/wp-content\/uploads\/sites\/4\/2019\/09\/Czech-2-143x130.jpg 143w, https:\/\/loanstar.com\/cz\/wp-content\/uploads\/sites\/4\/2019\/09\/Czech-2-286x260.jpg 286w, https:\/\/loanstar.com\/cz\/wp-content\/uploads\/sites\/4\/2019\/09\/Czech-2-111x101.jpg 111w, https:\/\/loanstar.com\/cz\/wp-content\/uploads\/sites\/4\/2019\/09\/Czech-2-222x202.jpg 222w, https:\/\/loanstar.com\/cz\/wp-content\/uploads\/sites\/4\/2019\/09\/Czech-2-165x150.jpg 165w, https:\/\/loanstar.com\/cz\/wp-content\/uploads\/sites\/4\/2019\/09\/Czech-2-110x100.jpg 110w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/><p id=\"caption-attachment-362\" class=\"wp-caption-text\">Koupi nov\u00e9ho vozu i zp\u016fsob financov\u00e1n\u00ed pe\u010dliv\u011b zva\u017ete. Jedn\u00e1 se o vysok\u00fd z\u00e1sah do rozpo\u010dtu!<\/p><\/div>\n<h3>Nejvyu\u017e\u00edvan\u011bj\u0161\u00ed \u0159e\u0161en\u00ed \u2013 spot\u0159ebitelsk\u00fd \u00fav\u011br<\/h3>\n<p>Tato mo\u017enost pat\u0159\u00ed mezi nej\u010dast\u011bj\u0161\u00ed a nejv\u00edce vyu\u017e\u00edvan\u00e9. Nemus\u00edte nikomu vysv\u011btlovat, na co chcete p\u016fj\u010den\u00e9 pen\u00edze vynalo\u017eit. Je jen na v\u00e1s, jak s nimi nalo\u017e\u00edte, jak\u00e9 auto koup\u00edte a jestli za n\u011b v\u016fbec n\u011bjak\u00e9 koup\u00edte. Ihned po zaplacen\u00ed se st\u00e1v\u00e1te <strong>vlastn\u00edkem auta<\/strong> a m\u016f\u017eete s n\u00edm nakl\u00e1dat, jak chcete. M\u016f\u017eete ho <strong>prodat, p\u016fj\u010dovat<\/strong> p\u0159\u00e1tel\u016fm, nebo <strong>pronaj\u00edmat. <\/strong>Stejn\u011b tak je jen na v\u00e1s, kolik kilometr\u016f m\u011bs\u00ed\u010dn\u011b ujedete.<\/p>\n<p>V p\u0159\u00edpad\u011b spot\u0159ebitelsk\u00e9ho \u00fav\u011bru maj\u00ed obrovskou v\u00fdhodu podnikatel\u00e9, kte\u0159\u00ed maj\u00ed mo\u017enost koupit auto na firmu. Jednor\u00e1zov\u011b si lze p\u0159i n\u00e1kupu uplatnit <strong>odpo\u010det DPH<\/strong> z celkov\u00e9 kupn\u00ed \u010d\u00e1stky nov\u00e9ho vozu, ka\u017ed\u00fd rok potom m\u016f\u017eete po\u017e\u00e1dat \u00fa\u010detn\u00ed, aby auto <strong>odepisovali<\/strong>. A to dle z\u00e1kona po dobu 5 let. Nev\u00fdhodou \u00fav\u011bru je, \u017ee bohu\u017eel ne ka\u017ed\u00fd na n\u011bj dos\u00e1hne. Po\u010d\u00edtejte tak\u00e9 s t\u00edm, \u017ee n\u00e1kupem auta v\u00fddaje nekon\u010d\u00ed. Mus\u00edte platit poji\u0161t\u011bn\u00ed, povinn\u00e9 ru\u010den\u00ed, pohonn\u00e9 hmoty, opravy, servis, a ve\u0161ker\u00e9 n\u00e1hradn\u00ed d\u00edly. I v p\u0159\u00edpad\u011b kr\u00e1de\u017ee budete muset <strong>doplatit celou \u010d\u00e1stku<\/strong> \u00fav\u011bru, auto je p\u0159ece ve va\u0161em vlastnictv\u00ed.<\/p>\n<h3>\u00da\u010delov\u00e1 p\u016fj\u010dka na auto<\/h3>\n<p>Jeliko\u017e se jedn\u00e1 o \u00fa\u010delovou p\u016fj\u010dku, pen\u00edze lze vyu\u017e\u00edt jen na n\u00e1kup auta, motorky, p\u0159\u00edv\u011bsu apod. Z\u00a0tohoto d\u016fvodu se jedn\u00e1 o <strong>levn\u011bj\u0161\u00ed \u0159e\u0161en\u00ed<\/strong> ne\u017e spot\u0159ebitelsk\u00fd \u00fav\u011br. Vyb\u00edrat m\u016f\u017eete z \u010derstv\u00fdch novinek autosalon\u016f, ale i z <strong>ojet\u00fdch aut<\/strong>. N\u011bkter\u00e9 banky v\u0161ak m\u016f\u017eou m\u00edt limit ohledn\u011b st\u00e1\u0159\u00ed vozu. Autop\u016fj\u010dku, neboli \u00fa\u010delovou p\u016fj\u010dku, nab\u00edz\u00ed spousta autobazar\u016f i autosalon\u016f. Nemus\u00edte nic za\u0159izovat dop\u0159edu, v\u0161e sep\u00ed\u0161ete <strong>p\u0159\u00edmo na m\u00edst\u011b<\/strong> p\u0159i n\u00e1kupu auta. Po podeps\u00e1n\u00ed dokument\u016f jen \u010dek\u00e1te na <strong>schv\u00e1len\u00ed p\u016fj\u010dky<\/strong>. Dal\u0161\u00ed mo\u017enost\u00ed je sjedn\u00e1n\u00ed autop\u016fj\u010dky z pohodl\u00ed domova p\u0159es internet nebo po telefonu. Pro lep\u0161\u00ed p\u0159ehled m\u016f\u017eete vyu\u017e\u00edt <a href=\"http:\/\/loanstar.com\/cz\/pujcky\/pujcka-na-auto\/\">na\u0161e srovn\u00e1n\u00ed<\/a>!<\/p>\n<p>P\u0159i n\u00e1kupu budete sice ihned uveden\u00fd jako vlastn\u00edk auta, nev\u00fdhodou je, \u017ee v\u011bt\u0161ina bank v\u00e1m ned\u00e1 <strong>technick\u00fd pr\u016fkaz<\/strong> a ponech\u00e1 si ho v z\u00e1stav\u011b. Pokud ho pot\u0159ebujete nap\u0159\u00edklad pro z\u00edsk\u00e1n\u00ed STK, banka v\u00e1m ho p\u016fj\u010d\u00ed a pot\u00e9 j\u00ed ho mus\u00edte vr\u00e1tit. Nab\u00eddky se v\u0161ak li\u0161\u00ed od banky k bance, porovn\u00e1vejte a hledejte tu pravou. N\u011bkter\u00e9 banky maj\u00ed skv\u011blou nab\u00eddku, krom\u011b <strong>nulov\u00e9 akontace<\/strong>, v\u00fdhodn\u00e9ho havarijn\u00edho poji\u0161t\u011bn\u00ed i povinn\u00e9ho ru\u010den\u00ed v\u00e1m daj\u00ed i technick\u00fd pr\u016fkaz.<\/p>\n<h3>Rozd\u00edl mezi finan\u010dn\u00edm a operativn\u00edm leasingem<\/h3>\n<p>Zat\u00edmco finan\u010dn\u00ed leasing je dostupn\u00fd t\u00e9m\u011b\u0159 v\u00fdhradn\u011b pro OSV\u010c a podnikatele, operativn\u00ed leasing si m\u016f\u017ee z\u0159\u00eddit i <strong>soukrom\u00e1 osoba<\/strong>. Oba typy leasingu jsou velmi <strong>rychle a snadno dostupn\u00e9. <\/strong>Pravd\u011bpodobnost, \u017ee leasing z\u00edsk\u00e1te, je na rozd\u00edl od p\u016fj\u010dky dost <strong>vysok\u00e1<\/strong>. V obou p\u0159\u00edpadech <strong>nen\u00ed v\u016fz<\/strong> <strong>po dobu spl\u00e1cen\u00ed va\u0161im majetkem<\/strong>. Nem\u00e1te od n\u011bj doklady, ani technick\u00fd pr\u016fkaz. S ukon\u010den\u00edm spl\u00e1cen\u00ed se auto st\u00e1v\u00e1 va\u0161\u00edm v p\u0159\u00edpad\u011b finan\u010dn\u00edho leasingu, spolu s posledn\u00ed spl\u00e1tkou dojde k jeho <strong>odkupu, n\u00e1sledn\u00e9mu p\u0159evodu<\/strong> na v\u00e1s jako majitele a odevzd\u00e1n\u00ed doklad\u016f. Nyn\u00ed je auto va\u0161e. Pro v\u00fdpo\u010det spl\u00e1tek m\u016f\u017eete vyu\u017e\u00edt <a href=\"http:\/\/kalkulacky2.idnes.cz\/cr_kalkulator-financniho-leasingu.php\">leasingovou kalkula\u010dku<\/a>.<\/p>\n<p>Jak je to v p\u0159\u00edpad\u011b operativn\u00edho leasingu? Zde se jedn\u00e1 sp\u00ed\u0161 o <strong>pron\u00e1jem vozu<\/strong> v prav\u00e9m slova smyslu. Tato varianta je ide\u00e1ln\u00ed pro ty z v\u00e1s, kte\u0159\u00ed cht\u011bj\u00ed m\u00edt <strong>ka\u017ed\u00e9 2 roky nov\u00fd v\u016fz<\/strong> a necht\u011bj\u00ed se o nic starat. Majitelem vozu nikdy nebudete, neplat\u00edte po\u010d\u00e1te\u010dn\u00ed akontaci, ale pouze <strong>m\u011bs\u00ed\u010dn\u00ed pron\u00e1jem<\/strong>. Obvykle po 2 letech si m\u016f\u017eete vz\u00edt do pron\u00e1jmu jin\u00e9 auto. Leasingov\u00e1 spole\u010dnost se star\u00e1 o <strong>poji\u0161t\u011bn\u00ed, \u00fadr\u017ebu i opravy<\/strong>. Ale pozor, m\u00e1te ur\u010dit\u00e1 omezen\u00ed. Nap\u0159\u00edklad <strong>limit <\/strong>ohledn\u011b <strong>najet\u00fdch kilometr\u016f<\/strong> (v\u011bt\u0161inou 20 000 km) nebo fakt, \u017ee auto nem\u016f\u017ee \u0159\u00eddit nikdo jin\u00fd ne\u017e osoba uveden\u00e1 ve smlouv\u011b.<\/p>\n<p>Ale zp\u00e1tky k finan\u010dn\u00edmu leasingu. Jak ji\u017e bylo zm\u00edn\u011bno, auto nen\u00ed a\u017e do splacen\u00ed va\u0161e. Nem\u016f\u017eete ho tedy nap\u0159\u00edklad b\u011bhem spl\u00e1cen\u00ed odprodat. Na po\u010d\u00e1tku spolupr\u00e1ce zaplat\u00edte leasingov\u00e9 spole\u010dnosti <strong>akontaci<\/strong>, kter\u00e1 slou\u017e\u00ed jako z\u00e1loha a pohybuje se kolem 25 %. Potom spl\u00e1c\u00edte ka\u017ed\u00fd m\u011bs\u00edc spl\u00e1tku v dan\u00e9 v\u00fd\u0161i. Pokud podnik\u00e1te, tak na leasingu ocen\u00edte fakt, \u017ee <strong>nezadlu\u017euje va\u0161i firmu<\/strong>, proto\u017ee spl\u00e1tky padaj\u00ed tzv. rovnou <strong>do n\u00e1klad\u016f<\/strong>. Da\u0148ov\u00fdm n\u00e1kladem je, a\u017e na prvn\u00ed spl\u00e1tku u finan\u010dn\u00edho leasingu, m\u011bs\u00ed\u010dn\u00ed n\u00e1jemn\u00e9.<\/p>\n<div id=\"attachment_363\" style=\"width: 510px\" class=\"wp-caption aligncenter\"><img aria-describedby=\"caption-attachment-363\" decoding=\"async\" loading=\"lazy\" class=\"wp-image-363\" src=\"http:\/\/loanstar.com\/cz\/wp-content\/uploads\/sites\/4\/2019\/09\/Czech-3.jpg\" alt=\"\" width=\"500\" height=\"500\" srcset=\"https:\/\/loanstar.com\/cz\/wp-content\/uploads\/sites\/4\/2019\/09\/Czech-3.jpg 1000w, https:\/\/loanstar.com\/cz\/wp-content\/uploads\/sites\/4\/2019\/09\/Czech-3-150x150.jpg 150w, https:\/\/loanstar.com\/cz\/wp-content\/uploads\/sites\/4\/2019\/09\/Czech-3-300x300.jpg 300w, https:\/\/loanstar.com\/cz\/wp-content\/uploads\/sites\/4\/2019\/09\/Czech-3-768x768.jpg 768w, https:\/\/loanstar.com\/cz\/wp-content\/uploads\/sites\/4\/2019\/09\/Czech-3-130x130.jpg 130w, https:\/\/loanstar.com\/cz\/wp-content\/uploads\/sites\/4\/2019\/09\/Czech-3-260x260.jpg 260w, https:\/\/loanstar.com\/cz\/wp-content\/uploads\/sites\/4\/2019\/09\/Czech-3-101x101.jpg 101w, https:\/\/loanstar.com\/cz\/wp-content\/uploads\/sites\/4\/2019\/09\/Czech-3-202x202.jpg 202w, https:\/\/loanstar.com\/cz\/wp-content\/uploads\/sites\/4\/2019\/09\/Czech-3-100x100.jpg 100w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/><p id=\"caption-attachment-363\" class=\"wp-caption-text\">Leasing je v\u00fdhodnou variantou zejm\u00e9na pro podnikatele.<\/p><\/div>\n<h3>Shrnut\u00ed<\/h3>\n<p><strong>Na z\u00e1v\u011br si poj\u010fme shrnout hlavn\u00ed v\u00fdhody i nev\u00fdhody ka\u017ed\u00e9ho zp\u016fsobu. Hodn\u011b \u0161t\u011bst\u00ed s\u00a0n\u00e1kupem nov\u00e9ho vozu i jeho financov\u00e1n\u00edm!<\/strong><\/p>\n<p><strong>V\u00ddHODY:<\/strong><\/p>\n<table style=\"height: 164px\" border=\"0\" width=\"800\" cellspacing=\"0\">\n<colgroup width=\"488\"><\/colgroup>\n<colgroup width=\"488\"><\/colgroup>\n<colgroup width=\"488\"><\/colgroup>\n<tbody>\n<tr>\n<td style=\"text-align: center\" align=\"left\" height=\"23\">\n<h6><strong>\u00da<\/strong><strong>v\u011br<\/strong><\/h6>\n<\/td>\n<td style=\"text-align: center\" align=\"left\" height=\"23\">\n<h6><strong>Autop\u016fj\u010dka<\/strong><\/h6>\n<\/td>\n<td style=\"text-align: center\" align=\"left\" height=\"23\">\n<h6><strong>Finan\u010dn\u00ed leasing<\/strong><\/h6>\n<\/td>\n<td style=\"text-align: center\" align=\"left\" height=\"23\">\n<h6><strong>Operativn\u00ed leasing<\/strong><\/h6>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center\" align=\"left\">mo\u017enost koupit cokoliv<\/td>\n<td style=\"text-align: center\" align=\"left\">nov\u00e9 i ojet\u00e9 auto<\/td>\n<td style=\"text-align: center\" align=\"left\">snadn\u00e9 a rychl\u00e9 vy\u0159\u00edzen\u00ed<\/td>\n<td style=\"text-align: center\" align=\"left\">nulov\u00e1 akontace<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center\" align=\"left\">odpo\u010det DPH, odpisy<\/td>\n<td style=\"text-align: center\" align=\"left\">ni\u017e\u0161\u00ed spl\u00e1tky ne\u017e \u00fav\u011br<\/td>\n<td style=\"text-align: center\" align=\"left\">nezadlu\u017euje firmu<\/td>\n<td style=\"text-align: center\" align=\"left\">mo\u017enost d\u00e1t do n\u00e1klad\u016f firmy<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center\" align=\"left\">auto je ihned va\u0161e<\/td>\n<td style=\"text-align: center\" align=\"left\">v\u00fdhodn\u00e9 poji\u0161t\u011bn\u00ed i povinn\u00e9 ru\u010den\u00ed<\/td>\n<td style=\"text-align: center\" align=\"left\">mo\u017enost d\u00e1t do n\u00e1klad\u016f firmy<\/td>\n<td style=\"text-align: center\" align=\"left\">nestar\u00e1te se o servis ani \u00fadr\u017ebu<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center\" align=\"left\">nov\u00e9 i ojet\u00e9 auto (max. 10 let)<\/td>\n<td style=\"text-align: center\" align=\"left\">auto je ihned va\u0161e<\/td>\n<td style=\"text-align: center\" align=\"left\">&#8211;<\/td>\n<td style=\"text-align: center\" align=\"left\">nov\u00fd v\u016fz ka\u017ed\u00e9 2 roky<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center\" align=\"left\">&#8211;<\/td>\n<td style=\"text-align: center\" align=\"left\">&#8211;<\/td>\n<td style=\"text-align: center\" align=\"left\">&#8211;<\/td>\n<td style=\"text-align: center\" align=\"left\">nyn\u00ed i ojet\u00e1 auta (max. 1-2 roky)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><strong>NEV\u00ddHODY:<\/strong><\/p>\n<table style=\"height: 164px\" border=\"0\" width=\"631\" cellspacing=\"0\">\n<tbody>\n<tr>\n<td style=\"text-align: center\" align=\"left\" height=\"23\">\n<h6><strong>\u00dav\u011br<\/strong><\/h6>\n<\/td>\n<td style=\"text-align: center\" align=\"left\" height=\"23\">\n<h6><strong>Autop\u016fj\u010dka<\/strong><\/h6>\n<\/td>\n<td style=\"text-align: center\" align=\"left\" height=\"23\">\n<h6><strong>Finan\u010dn\u00ed leasing<\/strong><\/h6>\n<\/td>\n<td style=\"text-align: center\" align=\"left\" height=\"23\">\n<h6><strong>Operativn\u00ed leasing<\/strong><\/h6>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center\" align=\"left\">vy\u0161\u0161\u00ed m\u011bs\u00ed\u010dn\u00ed n\u00e1klady<\/td>\n<td style=\"text-align: center\" align=\"left\">pouze n\u00e1kup auta<\/td>\n<td style=\"text-align: center\" align=\"left\">auto nevlastn\u00edte b\u011bhem spl\u00e1cen\u00ed<\/td>\n<td style=\"text-align: center\" align=\"left\">limitovan\u00fd po\u010det km<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center\" align=\"left\">\u010dek\u00e1te na vyplacen\u00ed pen\u011bz<\/td>\n<td style=\"text-align: center\" align=\"left\">nem\u00e1te technick\u00fd pr\u016fkaz<\/td>\n<td style=\"text-align: center\" align=\"left\">pouze pro podnikatele a OSV\u010c<\/td>\n<td style=\"text-align: center\" align=\"left\">auto nen\u00ed nikdy va\u0161e<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center\" align=\"left\">zadlu\u017eujete firmu<\/td>\n<td style=\"text-align: center\" align=\"left\">vy\u0161\u0161\u00ed m\u011bs\u00ed\u010dn\u00ed n\u00e1klady<\/td>\n<td style=\"text-align: center\" align=\"left\">nutnost zaplatit akontaci<\/td>\n<td style=\"text-align: center\" align=\"left\">auto nem\u016f\u017eete p\u016fj\u010dovat<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center\" align=\"left\">&#8211;<\/td>\n<td style=\"text-align: center\" align=\"left\">nutnost zaplatit akontaci<\/td>\n<td style=\"text-align: center\" align=\"left\">z\u016fstatkov\u00e1 cena p\u0159i odkupu<\/td>\n<td style=\"text-align: center\" align=\"left\">vysok\u00e9 doplatky za opot\u0159eben\u00ed<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>M\u00e1 va\u0161e star\u00e9 auto dojezd\u011bno a pot\u0159ebovali byste koupit nov\u00e9? Nebo v\u00e1m jedno v rodin\u011b nesta\u010d\u00ed a chce si koupit je\u0161t\u011b jedno? Dnes se pod\u00edv\u00e1me na zp\u016fsoby, jak lze nov\u00e9 auto financovat.<\/p>\n","protected":false},"author":27,"featured_media":360,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[28,22],"tags":[24,31,30,11,32,16,12],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Zp\u016fsoby financov\u00e1n\u00ed nov\u00e9ho auta - LoanStar \u010cesk\u00e1 republika<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/loanstar.com\/cz\/zpusoby-financovani-noveho-auta\/\" \/>\n<meta property=\"og:locale\" content=\"cs_CZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Zp\u016fsoby financov\u00e1n\u00ed nov\u00e9ho auta - LoanStar \u010cesk\u00e1 republika\" \/>\n<meta property=\"og:description\" content=\"M\u00e1 va\u0161e star\u00e9 auto dojezd\u011bno a pot\u0159ebovali byste koupit nov\u00e9? 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